In the competitive world of credit cards, welcome bonuses have become one of the key incentives for consumers to sign up. While many cards offer rewards in the range of 30,000 to 60,000 points, there are several standout options currently offering 100,000 points or more as a welcome bonus. These offers can provide significant value—often worth over $1,000 in travel, cashback, or transferable rewards. Below is a detailed look at 21 credit cards currently offering such bonuses, ideal for those looking to maximize their spending and reward potential.
1. Chase Sapphire Preferred® Card
Currently offering a 100,000-point bonus after spending a specified amount within the first three months. Points transfer to numerous travel partners and are worth more when redeemed through Chase’s travel portal.
2. American Express® Platinum Card
New cardholders can earn 100,000 to 150,000 Membership Rewards® points, depending on the offer, after meeting the spending threshold. This premium card includes luxury travel perks, lounge access, and hotel status upgrades.
3. Chase Sapphire Reserve®
While often known for its 60,000-point offer, there have been periods where 100,000 points were available. It includes premium travel protections and increased redemption value through the Chase portal.
4. Citi Premier® Card
This card has offered 100,000 ThankYou® Points on occasion, rewarding users for spending in key categories like travel, gas stations, and dining. Points are transferable to airline partners.
5. Capital One Venture X Rewards Credit Card
Currently provides 100,000 miles after qualifying purchases. The miles can be redeemed for travel or transferred to airline and hotel partners.
6. Chase Ink Business Preferred® Credit Card
Business owners can earn 100,000 points after spending a certain amount within the first three months. Great for entrepreneurs who spend heavily in advertising and tech.
7. American Express® Business Platinum Card
A high-value card offering up to 120,000 or more Membership Rewards® points, plus access to airport lounges and exclusive business perks.
8. Citi® / AAdvantage® Executive World Elite Mastercard®
This co-branded airline card has featured 100,000 American Airlines AAdvantage® miles for meeting spending requirements, ideal for frequent flyers with American.
9. Hilton Honors American Express Aspire Card
Offers 150,000 Hilton Honors points or more as a welcome bonus. Points can be redeemed for high-end Hilton properties worldwide.
10. IHG One Rewards Premier Credit Card
Periodically offers 140,000 to 150,000 IHG points, which can be used at thousands of hotels globally. Includes free night certificates and elite status.
11. World of Hyatt Credit Card
Hyatt enthusiasts can sometimes find offers of up to 100,000 points, often split between bonus tiers. Great for luxury hotel stays with Hyatt’s upscale portfolio.
12. Marriott Bonvoy Brilliant® American Express® Card
Often comes with 100,000 to 150,000 Marriott Bonvoy points, which can be used across their expansive global hotel network.
13. Delta SkyMiles® Reserve American Express Card
Delta loyalists may receive 100,000+ SkyMiles depending on promotions, useful for award flights and upgrades on Delta.
14. United Club℠ Infinite Card
Has offered 100,000 MileagePlus® miles for new applicants. Includes access to United Clubs and Premier Access travel benefits.
15. Southwest® Rapid Rewards® Performance Business Credit Card
Typically offers 100,000 Rapid Rewards points, particularly valuable when timed with a Companion Pass strategy.
16. British Airways Visa Signature® Card
Periodically features a 100,000 Avios bonus, ideal for transatlantic travelers or those who prefer Oneworld alliance carriers.
17. Aeroplan® Credit Card from Chase
This card has included 100,000+ Aeroplan points on sign-up, good for booking travel with Air Canada and Star Alliance partners.
18. Wells Fargo Autograph Journey℠ Card
As a newer premium travel card, it’s offering 100,000 points as part of its introductory promotion. Points can be used for flexible travel redemption.
19. Barclays AAdvantage® Aviator® Red World Elite Mastercard®
Known for generous bonuses, this card sometimes offers 100,000 miles with a one-time purchase and annual fee payment.
20. Radisson Rewards Premier Visa Signature® Card
While not as widely held, this card occasionally delivers 100,000 Radisson points with achievable spending minimums, suited for international travelers.
21. Bank of America® Premium Rewards® Elite Card
This high-end card has entered the arena with 100,000 bonus points for new cardholders, along with travel credits and concierge service.
Final Thoughts
These welcome bonuses are not just large numbers—they translate into real-world value, especially when used strategically. Travel hackers often leverage multiple cards to build up a bank of transferable or co-branded points for luxurious vacations or first-class flights. However, it’s important to always read the fine print. High bonuses often come with high spending requirements, annual fees, and credit score prerequisites.
Moreover, applying for multiple cards in a short period can affect your credit score, so always plan strategically based on your credit profile, travel habits, and financial discipline. Used wisely, a 100,000-point bonus can be the start of many rewarding journeys.
