8 Reasons to Add the TD First Class Travel Visa Infinite Card to Your Wallet

In today’s fast-paced world, having a premium travel credit card can make all the difference in how you experience flights, hotels, and everyday spending. The TD First Class Travel Visa Infinite Card stands out as one of Canada’s top travel rewards cards, offering exceptional value for frequent travelers and savvy spenders alike.

If you’re looking for a card that maximizes rewards, provides luxury travel perks, and simplifies your finances, here are eight compelling reasons why the TD First Class Travel Visa Infinite Card deserves a spot in your wallet.

1. High-Earning Travel Rewards (Up to 6x Points)

One of the biggest draws of this card is its generous rewards structure. Cardholders earn:

6 TD Rewards Points per $1 spent on travel bookings through the TD Travel Portal
3 TD Rewards Points per $1 on groceries, dining, and recurring bill payments
1 TD Rewards Point per $1 on all other purchases

With no limit on points earned, you can accumulate rewards quickly, especially if you frequently book flights, hotels, or dining experiences.

2. Flexible Redemption Options (No Blackout Dates)

Unlike some travel cards that restrict redemptions, the TD First Class Travel Visa Infinite Card allows you to book any flight, hotel, or vacation package through the TD Travel Portal with no blackout dates. You can also redeem points for:

Statement credits against travel purchases
Merchandise, gift cards, or cash back (though travel redemptions offer the best value)

The flexibility ensures you can use your points whenever and however you want.

3. First-Class Travel Perks (Including Airport Lounge Access)

Premium travel cards should come with premium benefits, and this one delivers. Cardholders enjoy:

Free Priority Pass membership (4 complimentary lounge visits per year)
Visa Infinite perks, such as hotel upgrades, discounts, and concierge services
Travel insurance coverage, including trip cancellation, emergency medical, and rental car insurance

These perks enhance your travel experience while saving you money on extras like lounge access and insurance.

4. Welcome Bonus (Up to 100,000 TD Points)

New cardholders can take advantage of a lucrative welcome offer (subject to change, check current promotions). Typically, you can earn:

Up to 100,000 TD Rewards Points (enough for over $500 in travel) when you meet minimum spending requirements

This bonus jumpstarts your travel rewards, making it easier to book your first trip sooner.

5. No Foreign Transaction Fees

Many credit cards charge 2.5% or more on foreign transactions, but the TD First Class Travel Visa Infinite Card waives these fees. This makes it an excellent companion for international travel, allowing you to spend abroad without extra costs.

6. Comprehensive Travel Insurance

Travel can be unpredictable, but this card provides peace of mind with extensive coverage, including:

Trip cancellation/interruption insurance (up to $5,000 per person)
Emergency medical insurance (up to 15 days for trips under 60 days)
Baggage delay/loss insurance
Rental car collision/loss damage waiver

These protections can save you hundreds—or even thousands—in unexpected travel expenses.

7. Annual Fee Waiver (First Year) & High-Income Requirement

While the card has a $139 ann u a l f ee * *, T Do f t e n o ff ers a * * f i rs t - ye a r f ee w ai v er * * f or n e w a ppl i c an t s . A dd i t i o na ll y, t o q u a l i f y, yo u ’ ll n ee d a * * minim u m p erso na l in co m eo f$ 60,000 or household income of $100,000, ensuring it’s tailored for financially stable individuals.

8. Additional Lifestyle Benefits

Beyond travel, the card offers everyday value, such as:

Mobile device insurance (up to $1,000 if you pay your phone bill with the card)
Extended warranty & purchase protection
Exclusive Visa Infinite offers (discounts on dining, events, and shopping)

Final Verdict: Is the TD First Class Travel Visa Infinite Card Worth It?

If you’re a frequent traveler who values flexible rewards, luxury perks, and strong insurance coverage, this card is a top-tier choice. The combination of high point earnings, no foreign fees, and premium travel benefits makes it a standout option in Canada’s credit card market.

Best for:
✔ Frequent travelers who book flights/hotels often
✔ Those who want lounge access and travel insurance
✔ Spend-heavy individuals (especially on dining & groceries)

Consider alternatives if:
✖ You prefer cash-back over travel rewards
✖ You don’t meet the income requirement

Bottom Line

The TD First Class Travel Visa Infinite Card delivers exceptional value for travelers who want to maximize their spending. With its high rewards rate, flexible redemption, and premium perks, it’s a card that can truly elevate your travel experiences—and your wallet.